Take the PFQ Test Now Welcome to Personal Financial Quotient (PFQ) Money and Life are interconnected, interlinked and coupled. A good personal financial health will go a long way in living life fruitfully and in peace. An assessment tool to measure your Personal Financial Health. PFQ covers 25 areas of personal finance, which determine personal financial health. It is like a Master Health Checkup. It is a self-assessment tool, which is easy and to be answered only in True or False. You can take the PFQ test and get the score immediately. Then depending upon the score, you will get an assessment of your Personal Financial Health in the form of a score interpretation. You can accordingly develop a good Financial Plan and take action to improve your Financial Health. U2K Consulting through their Personal CFO program can help in managing your personal health, right from making your personal financial plan, to implementing them, to accounting and record keeping. The Personal CFO program is based on the 7 Principles of Personal Financial Management. Please note : That we do not sell any financial products. Hence you can be rest assured that our services would be unbiased and transparent. TAKE YOUR FIRST STEP TOWARDS PERSONAL FINANCIAL PEACE TAKE THE PFQ ASSESSMENT *PFQ Logo and related Titles, Characters and Trademarks are reserved for use by U2K Consulting LLP or its Licensors.* 1. I have not defaulted on my credit card payment in the last one year.TrueFalse 2. I always pay my credit card dues in full.TrueFalse 3. I have not borrowed money on interest for my personal car, TV, electrical appliances or any household goods.TrueFalse 4. I have not taken any loan for holidays in the last 2 years.TrueFalse 5. I have ready funds (Bank Deposits, Liquid Funds) equal to minimum 3 month’s expenses.TrueFalse 6. I have Term Insurance equal to 10 times my annual income.TrueFalse 7. I have Health Insurance for me and my dependent family.TrueFalse 8. I know how much money I have (the value of all things owned by me, that can be expressed in money and monies due from others).TrueFalse 9. I know how much money I owe to others (the total of the loans and other dues that have to be paid to others).TrueFalse 10. I have saved and continue to save for my retirement.TrueFalse 11. I have not defaulted on my insurance premiums (life, health, vehicle), property tax / society maintenance / flat rent and other goods & services bought on credit.TrueFalse 12. I have given my nomination in all my banks, insurance policies, investment, residential properties and other real estate.TrueFalse 13. I have more than one source of income.TrueFalse 14. I save at least 15 to 20 % of my Gross income every month.TrueFalse 15. My essential and compulsory expenses including income tax do not exceed 50 % of my Gross monthly income.TrueFalse 16. I know my fixed monthly expensesTrueFalse 17. I have investments spread in different asset categories e.g. liquid, debt, equity, gold, real estate etc.TrueFalse 18. I have Demat account for keeping my investments in electronic form.TrueFalse 19. My monthly income is steady, spread over the year and shows an increasing trend year on year.TrueFalse 20. I file my Income Tax Returns every year and well in time.TrueFalse 21. I have made my Will and ensured that it is kept in safe custody.TrueFalse 22. I prepare a budget every year for my income, expenses and targeted net worth.TrueFalse 23. I have a system of record keeping and I keep track of my income, expenses every monthTrueFalse 24. I have a house of my own or planned for a house of my own.TrueFalse 25. My spouse is fully aware of my finances and net worth. (if not married, then either of my parents or a trusted person is fully aware of my finances and net worth).TrueFalse Thanks for taking the PFQ Test. Enter your contact information and receive your PFQ Score Name Email ID Phone - Optional Time is Up!